Physician Loan Repayment Programs

GBHCW Physician Loan Repayment Programs

Updates and important dates:

• The 2024 Loan Repayment Cycle has closed. 

• The next loan repayment cycle is expected to open in September/October 2025.

  • Please revisit this page for updates and application details as the new cycle approaches.

About our Physician Loan Repayment Programs:

The GBHCW administers service-cancelable loan repayment programs for physicians.

The programs assist in paying any debt incurred for tuition, fees, and other expenses associated with the completion of the aforementioned degrees for practitioners who agree to practice full-time in an underserved, rural county in Georgia with a population of 50,000 or less.

• Georgia Physician Education Loan Repayment Program (GPELRP)
• Physicians for Rural Areas Assistance (PRAA)

Here are resources to determine the eligibility of a county you may be interested in servicing:

•   Loan Repayment Programs Eligibility Map
• Health Outcomes Link

Georgia Physician Education Loan Repayment Program (GPELRP):

• A service-cancelable loan of $150,000.  Payment made annually over a four year duration to licensed physicians
• Assists physicians in repaying outstanding medical education loan debt
• Physicians must provide direct patient care in medically underserved, rural areas of Georgia
• "Full-time" practice is a minimum of 40 hours per week (of which 32 hours must be direct patient contact while the remaining hours can be administrative)
• Funding for this program is provided solely by the State of Georgia

Click here  to view the Information Sheet and Eligible Counties Map for the Physician Education Loan Repayment Program.

Check back soon to review GPELRP application details, including program requirements and materials.

Physicians for Rural Areas Assistance Program (PRAA):

• A service-cancelable loan of up to $25,000 per year to licensed physicians
• Assists physicians in repaying outstanding medical education loan debt
• Physicians must provide direct patient care in medically underserved, rural areas of Georgia
• "Full-time" practice is a minimum of 40 hours per week (of which 32 hours must be direct patient contact while the remaining hours can be administrative)
• Contracts are awarded for one year and are renewable for an additional three terms (for a maximum of four years and $100,000)
• Funding for this program is provided solely by the State of Georgia

Click here  to view the Information Sheet and Eligible Counties Map for the Physicians for Rural Areas Assistance Program.

Check back soon to review PRAA application details, including program requirements and materials.

If you have questions about any loan repayment program listed here, please contact: