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Physician Loan Repayment Programs
GBHCW Physician Loan Repayment Programs
Updates and important dates:
Thank you to everyone who applied during the FY27 Loan Repayment Application Cycle. The application period is now closed, and our team will begin reviewing submissions. If additional documentation is needed, we will contact you directly.
What’s Next
All FY27 Proposed awardees will be presented for review at the Board meeting on January 28, 2027. Following the meeting, selected awardees will receive a congratulatory notification, followed by their loan repayment agreement.
Looking Ahead
Missed this cycle or planning to apply next year? The FY28 Loan Repayment Application Cycle opens July 1, 2027. In the meantime, we encourage prospective applicants to review eligibility requirements.
We appreciate your commitment to serving Georgia’s communities and your patience during the review process.
Questions?
Contact Alexandria Dave-Moses ([email protected]) or William Hamilton ([email protected]).
Thank you for all that you do for our communities!
About our Physician Loan Repayment Programs:
The GBHCW administers service-cancelable loan repayment programs for physicians.
The programs assist in paying any debt incurred for tuition, fees, and other expenses associated with the completion of the aforementioned degrees for practitioners who agree to practice full-time in an underserved, rural county in Georgia with a population of 50,000 or less.
- Georgia Physician Education Loan Repayment Program (GPELRP)
- Physicians for Rural Areas Assistance (PRAA)
Here are resources to determine the eligibility of a county you may be interested in servicing:
Georgia Physician Education Loan Repayment Program (GPELRP):
- A service-cancelable loan of $150,000. Payment made annually over a four year duration to licensed physicians
- Assists final year residents/ fellows and physicians in repaying outstanding medical education loan debt
- Physicians must provide direct patient care in medically underserved, rural areas of Georgia
- "Full-time" practice is a minimum of 40 hours per week (of which 32 hours must be direct patient contact while the remaining hours can be administrative)
- Funding for this program is provided solely by the State of Georgia
Click here to view the Information Sheet and Eligible Counties Map for the Physician Education Loan Repayment Program.
Physicians for Rural Areas Assistance Program (PRAA):
- A service-cancelable loan of up to $25,000 per year to licensed physicians
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- Assists final year residents/ fellows and physicians in repaying outstanding medical education loan debt
- Physicians must provide direct patient care in medically underserved, rural areas of Georgia
- "Full-time" practice is a minimum of 40 hours per week (of which 32 hours must be direct patient contact while the remaining hours can be administrative)
- Contracts are awarded for one year and applicants must reapply each year to be considered. Maximum of four years.
- Funding for this program is provided solely by the State of Georgia
Click here to view the Information Sheet and Eligible Counties Map for the Physicians for Rural Areas Assistance Program.